University of Windsor Graduate Student Society
My Plan Details
Here’s what you need to know about your GSC student health and dental plan…
Opt-Out Info
Have alternate equivalent coverage and want to opt-out of your student health and dental plan? Requests can be made for a limited time only. Certain restrictions may apply. Click the link below for more information.
Opt-In Info
Want to add a spouse or dependent child(ren) to your student health and dental plan? Contact your student society or click the link below.
In-Active Period
You may be in a in-active period each year while GSC collects and updates your enrolment information. Don’t worry. You can still submit paper claims for health or dental services. We will process your claims on file once your information is updated.
Once the enrolment is complete and the in-active period ends, you can sign up for GSC everywhere. Through GSC everywhere, you can:
- Submit claims electronically
- Sign up for direct deposit (to get paid faster!)
- Read your full benefits booklet
- Search for a provider near you
- Connect to the Change4Life® health portal
- Search drugs by DIN to see if coverage eligibility
- And much more!
You can even submit claims right from your mobile device. Just download the GSC everywhere app. Could it get any easier?
You’ll need your GSC ID number to sign up for GSC everywhere online and in the app after the in-active period. Remember, your GSC ID number is your three-letter code school code, your student number and “-00” (example: WGS111222333-00).
Here’s a Look at Some of What Your Plan Covers
Your student health and dental plan ensures you can take care of your health and wellbeing during your post-secondary studies by offering a wide range of benefits. Take a look the Schedule of Benefits for the details.
Schedule of Benefits – effective September 1, 2023
HEALTH BENEFIT PLAN
Prescription Drugs
- 20% co-pay per prescription.
- $2,000 per benefit year, including HPV vaccines.
Hearing Care
- 20% co-pay.
- $300 every 5 years based on date of first paid claim.
Medical Items and Services: 20% co-pay (excluding Gender Affirmation).
- Gender affirmation (diagnosis of gender dysphoria from a physician (M.D.) or nurse practitioner is required): Reasonable and customary charges, limited to $10,000 lifetime.
- Footwear:
- Custom made boots or shoes: Reasonable and customary charges.
- Custom made foot orthotics: $300 per calendar year.
- Bra (mastectomy): Reasonable and customary charges.
- Compression Stockings: Reasonable and customary charges.
- Emergency Transportation: 20% co-pay. Reasonable and customary charges.
Private Duty Nursing in the Home
- 20% co-pay.
- $10,000 per benefit year.
Professional Services
- Chiropractor, Naturopath, Osteopath, Speech Therapist, Chiropodist or Podiatrist: 20% co-pay. $300 per type of practitioner per benefit year.
- Psychologist, Social Worker/Counsellor, Master of Social Work and Psychotherapist: 20% co-pay. $400 per type of practitioner per benefit year.
- Registered Massage Therapist (Rx required): 20% co-pay. $300 per benefit year.
- Physiotherapist: 20% co-pay. $300 per benefit year.
- Holistic Nutritional Consultant: 20% co-pay. Included in the overall combined maximum of $400 per benefit year for Psychologist, Social Worker/Counsellor, Master of Social Work, and Psychotherapist.
Accidental Dental
- 20% co-pay.
- Reasonable and customary charges.
Vision
- Prescription eye glasses or contact lenses: No co-pay. $175 every 24 consecutive months.
- Optometric eye exams: No co-pay. $100 for one eye exam every 2 years.
TRAVEL BENEFIT PLAN
Maximum Number of Days per Trip
- 180 days.
Maximum
- $5,000,000 per covered person per benefit year.
DENTAL BENEFIT PLAN
Fee Guide
- The current Provincial Dental Association Fee Guide for General Practitioners in the province where services are rendered.
Maximum
- $750 per benefit year for all eligible dental services combined.
Basic Services
- 20% co-pay.
Comprehensive Basic Services
- 20% co-pay.
Major Services
- 20% co-pay.
For a full description of other products and services, please log in to GSC everywhere for a copy of your booklet.
