One health care spending account. Endless possibilities. 

GreenShield for Small Business offers a flexible Health Care Spending Account (HCSA) designed to support your staff in a way that helps meet their unique needs. You set the budget, and your employees can choose how to spend it. From dental and vision care to therapy and more, it’s a simple and affordable way to provide health benefits.

Flexible benefits, smarter spending

A Health Care Spending Account (HCSA) from GreenShield for Small Business is a cost-conscious alternative to traditional group benefits. Set a defined budget and pay only for the claims your employees actually use.

How it helps your employees

  • Flexible choice in how health dollars are spent
  • Access to a wide range of eligible health expenses
  • Supports both mental and physical wellness
  • Tax-free reimbursements for out-of-pocket expenses

How it helps you

  • Predictable, controlled health spending
  • Pay only for what’s used — no fixed premiums
  • Contributions are tax-deductible
  • Works as a cost-effective top-up or alternative to traditional plans

See how a Health Care 
Spending Account works

Discover how easy it is to offer flexible, tax-smart benefits with GreenShield for Small Business.

Caring is in our DNA.

Social impact drives our purpose, and our commitment to advancing health equity touches everything we do.

As a non-profit social enterprise without shareholders, we prioritize and reinvest our excess earnings to directly support underserved communities. Through GreenShield Cares, we've committed $75 million to improve the health of over one million Canadians by the end of 2025, focusing on mental health, essential medicines, and chronic disease management.

All in pursuit of Better Health for All.