LINK 4
Extensive coverage of the LINK plans, including prescription drugs, dental care, vision care and extended health care benefits plus preferred hospital accommodation and emergency medical travel protection.
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A Few Details
- Extensive coverage for prescription drugs and dental care
- For those who recently lost or will lose employee benefits within 90 days
- Extensive coverage for pre-existing conditions
- Includes coverage for vision care, professional services, and registered therapists
- Emergency medical travel coverage
Coverage
Expand all [+]Prescription Drugs
Quebec residents must be covered by the RAMQ (Régie de l’assurance maladie du Québec) plan. Prescription drug claims must be submitted to RAMQ first. When RAMQ reimburses a portion of the drug cost, unpaid balances (including co-payments and deductibles) will be co‑ordinated so that you may be reimbursed up to 100% of the eligible expense incurred. If the drug is not covered by RAMQ, the standard co-pay applies.
Maximums:
Pays 80% up to
Year 1: $2,300
Year 2: $2,400
Year 3: $2,500
Year 4+: $2,700 per person per year
Overall Maximums:
Year 1: $1,000
Year 2: $1,250
Year 3+: $1,750 per person per year
Recall Frequency
6 months
Basic Services
Basic Services
include coverage towards:
- Preventive cleaning
- Routine examinations, x-rays
- Fillings and extractions
- Flouride treatment for children
Pays 80%, subject to annual maximum
Comprehensive Basic
Services
Comprehensive basic services
Include coverage towards:
- Endodontic treatment – root canal therapy
- Periodontal treatment – scaling and root planing, occlusal adjustment, equilibration
- Denture repairs, rebasing, relining
Pays 80%, subject to annual maximum
Major Services
Major Services
include coverage towards:
- Crowns and onlays
- Dentures
- Bridgework
Available in Year 3+: Pays 60%, subject to annual maximum
Orthodontic Services
Orthodontic Services
include coverage towards:
- Straightening teeth and correcting the bite
Available in Year 3+: Pays 60%, subject to a $2,000 lifetime orthodontics maximum per person
Prescription Eyeglasses, Contact Lenses, Laser Eye Surgery
Maximum:
$300 per person every 2 years
Eye Examination
Maximum:
$80 per person every 2 years
Professional Services and Registered Therapists
Chiropractor, Physiotherapist, Chiropodist / Podiatrist, Dietitian, Naturopath, Osteopath
Maximums:
$600 per person per practitioner, per year
Up to $1,200 per person per year combined
Massage Therapist, Acupuncturist
Maximums:
$50 per visit
20 visits per person per practitioner, per year
Speech Therapist
Maximum:
$600 per person per year
Accidental Dental
Maximum:
$10,000 per person per year
Ambulance Transportation
Includes land and air
Hearing Aids
Maximum:
$600 per person every 4 years
Medical Services
Diagnostic tests and x-rays, dialysis equipment, laboratory tests
Maximum:
$2,000 per person per year
Medical Items and Home Support Services (in-home nursing)
Extended Health Care
Medical Items include diabetic supplies (like blood glucose monitors and lancets), custom made boots or shoes, custom made foot orthotics, mobility aids (like canes, crutches, walkers, wheelchairs), prosthetics, aids for daily living (like hospital style beds, IV stands, a trapeze, a bedpan), braces, casts, catheters and ostomy supplies, compression stockings, respiratory/cardiology items like breathing and heart monitors for infants, compressors and oxygen.
Separate maximums for Medical Items and Home Support Services
Maximums:
$5,000 per person per benefit category, per year
CPAP, BiPAP, APAP and/or AMP machines and supplies are eligible for coverage.
Multi-Trip Emergency Medical Travel Coverage Out-of-province or Country
Maximums:
15 days per trip
$5,000,000 per person per year
This benefit is automatically included. It pays for the difference in cost between standard ward charges and semi-private and/or private accommodation in a public general hospital in your province/territory of residence.
Maximums:
$250 per person per day
30 days per year
Maximums:
This benefit is automatically included. It pays for the difference in cost between standard ward charges and semi-private and/or private accommodation in a public general hospital in your province/territory of residence.
Maximums:
$250 per person per day
30 days per year
Care
GreenShield Telemedicine
4 virtual visits per family every year with a licensed general health care practitioner, 24/7, 365 days a year
Psychologist / Psychotherapist / Registered Social Worker
Maximum:
$600 per person per year, combined
GreenShield Mental Health Counselling:
4 hours of virtual counselling (2 hours for individual therapy, 2 hours for couples therapy) per person per year; additional therapy is eligible for coverage under the Psychology benefit
GreenShield Pharmacy makes it easy for you to access all your pharmacy services from the comfort and privacy of home. Book a clinical consultation with our pharmacists, receive refill reminders, access to your medication information online and get free delivery of your prescription medications anywhere in Canada.
* Pharmacy services in Quebec provided by Medzy | Pharmacie Sonia Boutin Inc.
Additional plan details
- This plan is specially designed to cover pre-existing conditions you may have.
- Multi-trip emergency medical travel coverage (up to 15 days per trip).
- Semi-private and/or private hospital accommodation is a benefit that’s automatically included. It’s added protection against the unexpected.
- Dental coverage increases each year for the first three years to also include major services like crowns, bridge work and even orthodontics.
- No waiting period! Once your application is approved, your coverage will begin on the first day of the following month.
- Get instant access to your benefits with the GreenShield Insurance pay-direct benefit card.
- File a claim, review your coverage and locate a nearby health practitioner from anywhere, any time with GreenShield+.
Request a Personalized Health and Dental Insurance Information package
Provide us with a few answers to basic questions and we’ll send you a personalized information package along with pricing and recommendations, by email or mail based on your selected preferences.
More ZONE Plans
Not sure? Check out our other ZONE plans.
This plan offers essential coverage for prescription drugs, dental care, vision care, extended health care, and emergency medical travel. With guaranteed acceptance* and no medical questions when you apply, the Fundamental plan makes it easier — especially for people with pre-existing conditions — to get the coverage and care you need
Generous coverage for prescription drugs, dental care, vision care, extended health care, and emergency medical travel, helping to reduce your out-of-pocket expenses. You will need to answer a few health questions when you apply, but the process is simple and straightforward.
Coverage with a dental insurance plan that helps lower your out-of-pocket costs while supporting your broader health needs.
Health, vision, and emergency medical travel coverage, plus the added protection of prescription drug benefits. Some health questions are part of the application process, but we make it straightforward and easy to complete.
More LINK Plans
Not sure? Check out our other LINK plans.
Coverage for prescription drugs, vision care and extended health care benefits with preferred hospital accommodation. Plus, you’ll get dental and prescription drug benefits with maximums that increase each year for the first three years.
Generous coverage towards prescription drugs, dental care, vision care and extended health care along with preferred hospital accommodation and travel benefits. Dental coverage increases each year for the first three years and by year three, also includes major dental services like crowns and bridge work.
The essentials – prescription drugs, vision care and extended health care benefits like registered specialists and therapists as well as preferred hospital accommodation.